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If your vehicle is damaged beyond repair, our Claims teams will contact you to discuss the next steps of your claim. We'll instruct a salvage agent to collect your car and take it to a salvage yard.
If your vehicle is a total loss, your policy will be cancelled including the Driving Other Cars extension if applicable. If your vehicle is a total loss, you will not be provided with a courtesy vehicle.
If you have Hire Vehicle Cover, you may be entitled to a hire vehicle. Please log into MyAccount to see if you are covered for this.
As every claim is different, it's difficult to give an exact time frame. After reporting an incident, you don't need to contact us unless we ask you to.
We'll keep you updated along the way. If your vehicle is repairable, the excess is paid to the garage when the repairs are completed.
You're required to pay the excess whenever you make a claim. Please tell anyone else involved in the accident to contact us as we may be able to help with the damage to their vehicle.
They can contact our claims team. If there isn't enough evidence to support your position, we might have to accept some responsibility.
If the other person accepts responsibility for the incident, then their insurance company will reimburse your excess.
If you don't have Motor Legal Protection, you may still be able to use their services at an additional cost. In most cases, making a claim or recording an incident will lead to a price increase at renewal.
You should report the theft to the police and get a Crime Reference Number immediately. Our main aim is to make sure our customers are back on the road as soon as possible.
However, we know insurance fraud is a reality and that a very small number of people give false details to fabricate or exaggerate car insurance claims.
We use a number of insurance industry databases to share information with other companies about claims and known fraudsters.
We use industry standard Secure Socket Layer SSL bit encryption technology to keep your personal information as secure as possible. You must be aged 25 or over to qualify for the driving other cars policy extension, however this criteria alone does not mean you have this cover.
In some cases you may be covered under your policy to drive someone else's car. The cover is Third Party Only and doesn't apply to any cars you own or lease yourself.
Please check section 5 of your current Certificate of Motor Insurance to see if you have this cover. If you are an online customer you can view this document by signing in or registering to your account.
Only if they are named on your Certificate of Motor Insurance. You can easily add another driver to your policy permanently or temporarily.
Make this change in MyAccount. We may be able to insure a car for you temporarily. If you want us to cover a courtesy car from a garage, we will only be able to do this if the garage won't provide you with cover.
You must be named as a driver under section 5 of the car's Certificate of Motor Insurance, to be able to drive it.
Whenever you buy an insurance policy, we take steps to ensure we know the cover we are providing is right for you so we can support you when you need us, for example, if you have to make a claim and to combat any fraudulent activity.
To do this, we may contact you to validate some of your details at any time after you have bought your insurance, and we hope that you'll be able to help us resolve any enquiries quickly.
Please remember it is your responsibility to check you have answered every question we ask honestly and accurately before buying your policy.
Since 8 June , the paper counterpart to the photocard driving licence isn't valid and is no longer issued by DVLA.
We require this information in order to validate the information we hold for you. If we have requested this information from you please make sure you have included the following pages:.
Alternatively, you can click the Share your licence information tab and select Create a code. This code is valid for 21 days.
To make renewing as easy as possible we will automatically renew your policy based on the information you have supplied, unless you have opted out of this feature.
If all your details are correct, then you don't have to do anything. If you paid for your policy using someone else's card, please ensure the cardholder is happy for us to debit your renewal from their card again this year.
We'll do our best to keep your renewal premium as low as possible. If you have four years or less No Claims Bonus and have not made a claim during your time with us, you'll get a further year's No Claims Bonus.
This will reduce your premium, but rate increases during the year may mean your premium is still higher than last year.
If we already know about the claim before we post your renewal pack, your No Claims Bonus entitlement will have already been amended and your renewal premium revised to take the claim into account.
If you make a claim and we've already posted your renewal pack, we will have to amend your No Claims Bonus entitlement and revise your premium.
We will let you know what your new premium is as soon as you notify us about the claim. We will reduce your No Claims Bonus for every claim you make where we don't recover all of our costs.
Your No Claims Bonus will be reduced by two years or whatever you have if less than that for every fault claim you make.
Also, you won't get an extra year's No Claims Bonus when your policy is due for renewal. If you make three fault claims in three years, we will remove the protection and reduce your No Claims Bonus by two years.
We hope that won't be the case, but if you don't want to renew your policy, please contact us here.
Yes, LittleBox does send location information but we also look at how well you drive in order to offer you the best discount possible.
We only share the information with those companies required to provide the services under the policy, such as the telematics LittleBox service provider.
During your quote just let us know how many miles you will cover over the year, and your premium will automatically include these. If during the year you need to travel further you will need to inform us, so we can increase your mileage to ensure you remain covered.
We will contact you regarding the installation of your LittleBox. If you do not renew your policy there will be no additional charges. We do not ask you to tell us who is driving the insured vehicle at any particular time.
We offer three levels of cover - Admiral Home, Admiral Gold and Admiral Platinum - as you'd expect, the Gold cover offers slightly more than the Home, while Platinum covers more than the Gold.
All three levels offer unlimited buildings cover subject to eligibility and access to a 24 hour emergency helpline. For more information on what's included with each level of cover just visit our main Home Insurance webpage.
Our definition of high risk items can be found in your policy booklet so please check that carefully, but it includes things such as jewellery, watches, precious metals, works of art, sporting equipment, collectables, furs and musical instruments.
You can then choose to cover each item away from the home. You can add personal possessions cover to our Admiral Home and Admiral Gold.
It covers items which belong to you or your family, which are portable and normally worn, used or carried outside the home in everyday life such as handbags, headphones, tablets and also includes sports, musical and camping equipment.
Your items will be covered up to the amount you require, subject to maximum limits. Our definition of high risk items can be found in your policy booklet.
If your circumstances change, please let us know straightaway. Changes we don't know about could invalidate your insurance.
If you're not sure whether you need to tell us about a change. In some cases, a proof of valuation or purchase receipt - dated within the last 3 years - is required within 30 days of the start of your policy.
Photocopies or good-quality photographs are acceptable as long as they can be clearly read. They can be sent to us in a number of ways.
Please ensure that your policy number is noted on any document you send:. Visit our make a claim page for more information on making a claim. An excess is the amount you must pay in the event of any claim.
Just check your policy schedule for details of the excess that applies for the incident you are claiming for. More than one excess may apply and total excess may vary depending on the cause of the loss or damage.
Your excess will either be deducted from settlement of your claim, or alternatively, our appointed supplier will collect this amount from you.
You can find details of your policy cover in your Policy Booklet along with your Home Policy Schedule. You may find this helpful before ringing us to report a claim.
However, if you would prefer to call us, one of our dedicated Claim Handlers will be happy to help and advise you further on your policy cover. It all depends on the circumstances - some claims are more straightforward than others.
When you call to register a claim, our claim handlers will try to give you an idea of the timescales involved.
Yes, please keep any damaged items in a safe place. They may need to be inspected or used as evidence of proof of ownership - this may help us settle your claim faster.
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Login to Admiral Rewards and start spending to start earning! Terms and Conditions Merchant led Donald Russell — meat hampers in time for Xmas with a cash reward of up to 9.Do I get personal possessions cover as standard? Can I protect my No Claims Bonus at renewal? Please contact us here for further details. What if my circumstances change? We can sometimes insure personal lease Slot Machine Deutsch. Oh dear. In some instances we may accept No Claims Serie A Streaming from a company car scheme. Will you accept company car No Claims Bonus? Please note, there will be a charge for putting a temporary Bet365 Gutscheincode on your policy. What should I do if I've had a motoring conviction during the past year? GAP Insurance. The new Admiral Online Zwangsversteigerung Auto Nrw is here, and it offers you all the online slot games, casino table games and betting opportunities you can dream of — conveniently gathered in one place! Oh dear! Bitcoin Profit Bewertung note: You only need to provide proof of your No Claims Bonus if requested Bitcoin Für Anfänger us. Yes, LittleBox does send location information but we also look at how well you drive in order to offer you the best discount possible.